Savings Products

Save Smarter, Earn More

Our savings products are designed to help you grow your money with competitive rates and flexible options.

Executive Savings Account
Executive Savings Account
8% p.a.

Premium savings for professionals with competitive returns.

  • Zero maintenance fee
  • Free internet banking
  • Free debit card
Open Account
Fixed Deposit Account
Fixed Deposit Account
12% p.a.

Guaranteed returns with flexible deposit tenors.

  • 30-365 day tenors
  • Auto-renewal option
  • Certificate of deposit
Open Account
Kid Care Account
Kid Care Account
7% p.a.

Build your child's financial future with dedicated savings.

  • Start from ₦1,000
  • Educational bonus
  • Parent-controlled
Open Account
Loan Products

Grow With Our Financial Support

Access affordable loans tailored to your business needs with fast approval and flexible repayment terms.

SME Loan
SME Loan
2.5% monthly

Flexible business loans to grow your enterprise.

  • Up to ₦10 million
  • Quick disbursement
  • Minimal documentation
Apply Now
Group Loan
Group Loan
3% monthly

Community-based lending with no collateral required.

  • No collateral
  • Business training
  • Up to ₦5 million
Apply Now
Agricultural Loan
Agricultural Loan
2% monthly

Supporting Nigerian farmers with affordable financing.

  • Harvest repayment
  • Technical support
  • Farm input loans
Apply Now
Loan Calculator

Calculate Your Loan Repayment

Use our interactive calculator to estimate your monthly repayment and total interest.

₦500,000
₦10,000₦50,000,000
2.5%
1%10%
12 months
1 month60 months

Quick Select Duration:

Monthly Repayment

₦48,744

Total Repayment

₦584,923

Total Interest

₦84,923

Payment Breakdown

Principal (85%)
Interest (15%)

* This calculator provides estimates only. Actual repayment amounts may vary based on GMB MFB lending policies, credit assessment, and applicable fees.

Apply for This Loan
Mobile Banking

Bank Anywhere With GMB Mobile App

The all-in-one banking app that puts your finances at your fingertips. Transfer money, pay bills, manage cards, and track spending — all in one secure app.

Instant Transfers
Bill Payments
Account Analytics
Smart Alerts
Biometric Login
Offline Mode
GMB Mobile App
₦245,800
Account Balance
Transfer Sent!
₦50,000 • Just now
GMB MFB
Microfinance Bank
•••• •••• •••• 4521
Card Holder
JOHN O. ADEYEMI
Expires
12/28
VERVE
Debit Card

Your GMB Verve Debit Card

Get your GMB Verve Debit Card and enjoy seamless transactions at ATMs, POS terminals, and online stores nationwide.

ATM Access
30,000+ ATMs
Secure Payments
Chip & PIN
Online Payments
E-commerce ready
Instant Alerts
SMS & Push
Request Your Card
POS Terminal

Start Earning With GMB POS

Become a GMB Agency Banking agent. Get a POS terminal, serve your community, and earn attractive daily commissions on every transaction.

Daily Settlement
Funds in 24 hours
Commission Rate
Up to 1.5% per txn
24/7 Support
Dedicated helpline
Free Terminal
For qualified agents
Request POS Terminal
POS Terminal
₦45K
Avg. monthly earnings
+23% this month
GMB USSD Banking
*723*510#
Dial on any network
*1#
Send Money
*2#
Buy Airtime
*3#
Check Balance
*4#
Pay Bills
*5#
Mini Statement
*0#
Main Menu
USSD Banking

Bank Without Internet

No smartphone? No internet? No problem! Dial *723*510# on any phone and any network to access all banking services instantly.

Money TransferSend money to any bank
Airtime PurchaseAll networks supported
Balance EnquiryReal-time balance check
Bill PaymentsDSTV, NEPA, DSTV, etc.
Mini StatementLast 5 transactions
*723*510#
Dial Now — Works on All Networks
Why Choose Us

Your Trusted Financial Partner

Join over 60,000 customers who trust GMB MFB for their everyday banking needs.

Bank-Grade Security

Your money is protected with 256-bit encryption, 2FA, and real-time fraud detection.

Lightning Fast Transfers

Send money to any bank in Nigeria in under 3 seconds, 24/7, 365 days a year.

Nationwide Coverage

Access your account from 32+ branches and 30,000+ ATMs across all 36 states.

Digital Innovation

Mobile app, USSD, internet banking — multiple channels for your convenience.

CBN Licensed & Regulated

Fully licensed by the Central Bank of Nigeria with NDIC deposit insurance.

24/7 Customer Support

Our dedicated support team is always available via phone, email, and live chat.

Testimonials

What Our Customers Say

Real stories from real customers who have transformed their finances with GMB MFB.

"GMB MFB gave me the SME loan that transformed my business. The process was fast and the interest rate was very competitive. My business has grown 3x in one year!"

AO
Amaka Okonkwo
Business Owner · Amaka Fashion House

"The Agricultural Loan from GMB MFB helped me expand my farm. With their flexible repayment plan, I can pay back after harvest. They truly understand farmers."

IM
Ibrahim Musa
Farmer · Musa Farms, Kano

"I joined the Group Loan scheme and it changed my life. No collateral, easy process, and very supportive staff. GMB MFB is the best microfinance bank in Nigeria!"

CE
Chioma Eze
Market Trader · Onitsha Main Market
News & Media

Latest Updates

View All News
News
20 May 2026

GMB MFB Launches New Mobile Banking Platform

GMB Microfinance Bank unveils its next-generation mobile banking platform, offering customers seamless digital financial services.

Read More
Press Release
10 May 2026

CBN Grants GMB MFB Expanded Operating License

The Central Bank of Nigeria has granted GMB Microfinance Bank an expanded operating license, enabling nationwide banking services.

Read More
Financial Tips
28 April 2026

Tips for Growing Your Small Business with Smart Financing

Learn how strategic use of business loans can accelerate your SME growth and improve cash flow management.

Read More
FAQ

Frequently Asked Questions

Have questions? We have answers. Find everything you need to know about banking with GMB MFB.

You can open an account online through our website or mobile app, or visit any of our 32+ branches with a valid ID, passport photograph, and utility bill. Account opening takes less than 5 minutes online.