OverdraftCredit Products

Overdraft is an individual loan product designed by GMB MfB to assist clients with both business and household emergencies. Overdraft enables clients have access to funds for emergencies at a very low interest..

At an affordable interest rate, Small and Medium Scale Enterprises (SMEs) can now maximize their potentials with the GMB MFB Overdraft Loan for the expansion of their businesses/emergencies

For more information about the Overdraft Loan, kindly contact us on: GMB MFB  nearest to you or call (08033428691) or 08032617122

Loan Calculator
  • Facility range: Up to N1,000,000 maximum
  • Methodology: Individual
  • Duration: 1-12 months
  • Collateral required
  • Grace period: Negotiable


  • Access to funds in emergency situations
  • Competitive interest rate
  • Flexible and convenient repayment structure
  • Expert financial advice available 
  • Loan application letter
  • Duly completed application form
  • 2 guarantors
  • Post Dated Cheque(s)
  • Valid identification card (National ID, driver’s license, voter’s card or international passport)
  • Current utility bill
  • 2 recent passport-size photographs

1. Q: How long does it take to process this loan?
    A: Less than a week if the client makes the required documents available.

2. Q: Can the loan duration be extended?
    A: No. The maximum duration cannot be more than 12 months.

3. Q: Is there a limit to the number of overdraft I can access in a month

    A: Yes

how can we help you?

Contact us at GMB Microfinance Bank office nearest to you or submit an inquiry online.

GMB Microfinance Bank Ltd. have really helped us achieve our financial/business goals. along with fantastic advice support to ensure that our financial standing is stable.

Chairman/CEO, OGGO-KEM Telecomunication Ltd. Onitsha

Loans as at 2017

Need A Quick Financial Boost?.... GMB MFB Is The Bank That Supports Your Growth