Our Story & Mission
Building a financially inclusive Nigeria, one community at a time.
Banking That Works For You
GMB MIROFINANCE BANK has been in existence since 1992 as a unit Bank. First incorporated as Nibo Community Bank, transmuted to Nibo Microfinance Bank and now GMB Microfinance Bank but now desire to operate a multi – branch network in line with regulatory requirement of the Central Bank of Nigeria. In 2014, GMB MICROFINANCE BANK obtained the approval of the Central Bank of Nigeria (CBN) to operate as a state microfinance bank.
GMB MICROFINANCE BANK is committed to the empowerment of low-income Nigerians through access to responsive financial services on a sustainable basis. GMB MfB recognizes that poverty is manifested in different ways such as ill-health, ignorance, illiteracy, too large family size, low self-esteem and inability to participate effectively in the informal sector of the economy.
Our Mission
OUR VISION WILL BE ACHIEVED THROUGH MOBILIZATION AND ACCESS TO FUNDS FOR: MICRO, SMALL & MEDIUM ENTREPRENEURS WITH A VIEW TO CREATING SUPERIOR VALUES TO ALL OUR STAKEHOLDERS.
Our Vision
TO REMAIN A TRUSTWORTHY FINANCIAL INSTITUTION WITH AN EDGE IN THE DELIVERY OF MICROFINANCE SERVICES.
Our Core Values
The principles that guide everything we do at GMB MFB.
Integrity
We operate with the highest standards of honesty and transparency in all our dealings.
Customer First
Every decision we make is guided by what is best for our customers and communities.
Excellence
We relentlessly pursue excellence in our products, services, and operations.
Empowerment
We are committed to empowering individuals and businesses through financial inclusion.
Our Leadership
Experienced banking professionals driving GMB MFB's vision and growth.
Dr. Emmanuel Okafor
Managing Director / CEO
Mrs. Adaeze Nwosu
Executive Director, Operations
Mr. Biodun Adeyemi
Chief Finance Officer
Ms. Fatima Al-Hassan
Chief Risk Officer
Mr. Chukwuemeka Eze
Head, Digital Banking
Our Executive
The executive team steering GMB MFB's strategic direction and growth.
Dr. Emmanuel Okafor
Managing Director / CEO
Mrs. Adaeze Nwosu
Executive Director, Operations
Mr. Biodun Adeyemi
Chief Finance Officer
Ms. Fatima Al-Hassan
Chief Risk Officer
Mr. Chukwuemeka Eze
Head, Digital Banking
Mr. Tunde Abiodun
Head, Internal Audit
Mrs. Ngozi Okonkwo
Head, Compliance & Legal
Your Trusted Financial Partner
Join over 60,000 customers who trust GMB MFB for their everyday banking needs.
Bank-Grade Security
Your money is protected with 256-bit encryption, 2FA, and real-time fraud detection.
Lightning Fast Transfers
Send money to any bank in Nigeria in under 3 seconds, 24/7, 365 days a year.
Nationwide Coverage
Access your account from 32+ branches and 30,000+ ATMs across all 36 states.
Digital Innovation
Mobile app, USSD, internet banking — multiple channels for your convenience.
CBN Licensed & Regulated
Fully licensed by the Central Bank of Nigeria with NDIC deposit insurance.
24/7 Customer Support
Our dedicated support team is always available via phone, email, and live chat.
What Our Customers Say
Real stories from real customers who have transformed their finances with GMB MFB.
"GMB MFB gave me the SME loan that transformed my business. The process was fast and the interest rate was very competitive. My business has grown 3x in one year!"
"The Agricultural Loan from GMB MFB helped me expand my farm. With their flexible repayment plan, I can pay back after harvest. They truly understand farmers."
"I joined the Group Loan scheme and it changed my life. No collateral, easy process, and very supportive staff. GMB MFB is the best microfinance bank in Nigeria!"
Frequently Asked Questions
Have questions? We have answers. Find everything you need to know about banking with GMB MFB.
You can open an account online through our website or mobile app, or visit any of our 32+ branches with a valid ID, passport photograph, and utility bill. Account opening takes less than 5 minutes online.